Boys & Girls Clubs of America
Gavin Ekstrom, senior area manager at Citywide Home Loans in Greenwood Village, Colorado, enjoys giving back to the youth of the community. He chooses to volunteer through the Boys & Girls Clubs of America (BGCA). The BGCA benefits from Gavin Ekstrom’s donated time and resources to further its goal of expanding the education, health, and career possibilities for children in need of assistance.
The BGCA dedicates its resources to forming every child into a responsible, caring, and successful adult. It achieves these ends through the aid of volunteers and sponsors who contribute to the organization in any way that they see fit. Depending on their backgrounds or interests, volunteers can help children with homework or tutoring, coach a sports team, or guide an art class. The organization encourages volunteers to even consider just lending a sympathetic ear to its youth.
The BGCA clubs offer a safe place for more than four million children each year. They are places to exercise, play, and avoid risky behaviors. BGCA supporters who wish to give monetarily can do so, while others may opt to buy gifts for BGCA birthday kids or even organize a fundraising walk.
Benefits of Biking
Senior area manager at Citywide Home Loans in Greenwood Village, Colorado, Gavin Ekstrom likes to stay active by playing basketball and other sports. Gavin Ekstrom enjoys biking, which offers a plethora of physical and mental health benefits. For example, here are three reasons to jump on two wheels –
1. Biking strengthens the body. Riding a bike gets the blood pumping without the same knee and joint injury risks as running. It serves as a full body and cardiovascular workout, exercising not just the legs, but also the lower back, arms, and shoulders. Biking a few miles a couple times a week can reduce the risk of heart disease by up to 50 percent.
2. Biking mixes exercise with travel. While biking can obviously be used to get from place to place, many people enjoy using it as a way to explore their towns and see places that they may have missed when traveling by car.
3. Riding a bike can help reduce stress. Studies have shown that those who commute by bike have lower stress levels than those who drive. Even if only biking for exercise or fun, this activity produces “feel good” hormones. The repetitive pedaling motion can also put one at ease.
Colorado Mortgage Lenders Association
An alumnus of Salt Lake Community College in Utah, Gavin Ekstrom has more than two decades of experience as a mortgage loan officer. Gavin Ekstrom is a senior area manager with Denver, Colorado’s Citywide Home Loans and an active member of the Colorado Mortgage Lenders Association (CMLA).
Operating under the principles of education, representation, and networking, CMLA provides four different forums for industry leaders to sharpen their skills and share ideas with other mortgage lending professionals. The sales management forum is available to CMLA members who hold upper-level executive positions. The operation and compliance forum, available to lenders who hold quality assurance or quality control management positions, features a guest speaker and roundtable discussion on profession-related topics.
The leadership development forum has a similar structure, but members meet only four times a year and are responsible for recommending speakers and roundtable topics. Finally, the executive forum, open to lenders who hold upper management positions, is a four-hour session that features speakers and open discussion topics driven by forum members.
For the past decade, Gavin Ekstrom has served as an area branch manager of the Denver, Colorado office of Citywide Home Loans, where he is responsible for overseeing all branch operations and training new loan officers. To provide the best service to his clients, Gavin Ekstrom stays abreast of current trends and other factors that influence the mortgage sector.
Experts are predicting that mortgage rates will continue to stay low throughout the remainder of 2017. While they estimate a slight increase, many experts predict the rate will settle out around 4.3 percent.
While this is welcome news for borrowers, most experts don’t look for rates to dip below the 4 percent barrier in the immediate future. Even so, rates are still trending below what the average has been in the past. As of April 2017, those rates have yet to break the 4 percent barrier. The 30-year fixed rate was 3.93 percent, with more than 50 percent of analysts predicting that the rate won’t change throughout the rest of the year.
An accomplished mortgage professional with more than 20 years of industry experience, Gavin Ekstrom serves as a senior area manager with Citywide Home Loans in Greenwood Village, Colorado. In his leisure time, Gavin Ekstrom enjoys playing basketball.
In addition to its recreational benefits, basketball offers many physical benefits. Because the game involves running and jumping, basketball is an effective way to burn calories and get an aerobic workout.
The game increases the heart rate as well, which strengthens the muscle and improves cardiovascular health. These factors lead to better endurance and blood flow, reducing the chance the player will suffer from heart disease or stroke in the future.
The prevalence of jumping and other physical exertion in basketball can lead to increased bone strength. Physical activity that uses the joints and bears weight causes the bones to produce new tissue and become stronger.
Denver Tech Center
In 2007, Gavin Ekstrom brought Citywide Home Loans to Denver, Colorado, where he grew the organization from one employee to more than 175. Currently serving as the firm’s senior area manager, he was named a Five Star Mortgage Professional by the Five Star Professional organization as well as 5280 Magazine. To help him stay connected locally, Gavin Ekstrom belongs to the Denver Tech Center (DTC) Greenwood Village Chamber of Commerce.
As a way for businesses and residents to connect with each other, share ideas and resources, the DTC Greenwood Village Chamber of Commerce offers access to personal and business development ideas. The organization believes that the typical chamber of commerce models are out-of-date, so it encourages members to challenge the status quo in a positive manner to better the community.
In order to reach those goals, the organization offers numerous gatherings for members to share their ideas and meet other like-minded individuals. On October 20, 2016, the chamber of commerce participated in the 16th annual Taste of Greenwood Village. The Taste, which benefitted the Cherry Creek Schools Foundation, featured contemporary jazz artist Jennifer Lane. Visitors enjoyed food from local eateries, craft beer from local breweries, and an event sommelier who paired wines with cuisine.
Colorado Mortgage Lenders Association
Since 2007 Gavin Ekstrom has worked as an area branch manager for Citywide Home Loans located in Denver, Colorado. In this role, he deals with all branch operations, including training, marketing, and loan officer certification. To help him remain informed on changes made within the mortgage industry, Gavin Ekstrom maintains membership with the Colorado Mortgage Lenders Association (CMLA).
Founded in 1956, the CMLA is a nonprofit trade organization that includes members who work in Colorado’s mortgage lending industry. These members include mortgage brokers, commercial bankers, and mortgage loan originators, among others. The CMLA strives to monitor integrity-based lending by setting ethical standards. It also offers networking opportunities and educational sessions.
One event that combines networking and learning is the CMLA’s annual convention. The 44th annual convention, scheduled from August 9 through 11, 2017, at the Vail Marriott Mountain Resort, offers an opportunity for compliance professionals, mortgage company owners, and loan originators to meet with top mortgage industry leaders. Participants also partake in breakout sessions and attend keynote speeches. Two speakers who attended the 2016 event included renowned lecturer and best-selling author Tommy Spaulding along with chairman-elect of the Mortgage Bankers Association Rodrigo Lopez.